Top 3 Travel moved card issuance from 2 weeks to under 1 minute
- to issue a card, down from 2 weeks
- Under 1 minute
- saved a year
- 20+ days
- visibility of group cash
- Full
Virtual cards for business subscriptions, ad spend and vendors
Fyorin virtual cards for business are Mastercard Commercial Debit cards issued in under a minute, one for every subscription, ad account and supplier. There is no charge to issue or use them, and you can revoke one in an instant when you no longer need it.
- 5 to 10 day onboarding
- No lengthy IT project
- Cards issued in under a minute
Virtual cards
One per vendor
- Design softwareLocked to merchant GBP
- Ad platform, UKTime window: campaign GBP
- Cloud hostingLocked to merchant USD
- Supplier, one-offLocked to merchant EUR
- Old analytics toolNo longer needed Revoked
Why CFOs and controllers give each vendor a virtual card
CFOs and controllers give each vendor its own virtual card because many groups run software and advertising on one or two shared cards. When a shared card is cancelled, every subscription on it fails at once, and nobody can say which tool belongs to which team until the statement arrives.
One card per vendor changes that.
Give each vendor its own virtual card, with its own limit and its own owner. Spend is visible as it happens, receipts are added to the right card, and every transaction posts to your ERP. Virtual cards sit alongside physical cards in Fyorin’s range of business expense cards.
One shared card
- Design software
- Ad platform, UK
- Cloud hosting
One cancellation stops every tool
One card per vendor
- Design software
- Ad platform, UK
- Cloud hosting
Stop one, keep the rest
What one card per vendor gives you
- A clean line in the ledger for every vendor
- Stop one tool without touching the rest
- A card owner for every subscription
- A limit that matches the plan you pay for
Virtual cards for SaaS, ad spend and suppliers
Give each SaaS tool, ad platform and online supplier its own virtual card. Merchant, geography and time-window controls keep each card to what it was made for.
Virtual cards for SaaS subscriptions
Issue a card per tool and set a limit that matches the plan. Merchant controls can hold the card to that one merchant, so a card created for one subscription stays with it.
Virtual cards for ad spend
Give each ad platform, campaign or market its own card. Real-time limits keep a campaign inside its budget, and a time-window control lets a card spend only while the campaign runs.
Virtual cards for suppliers and one-off purchases
Pay a new supplier online with a card created for that purchase, in GBP, EUR or USD, and revoke it when the job is done.
What does a Fyorin virtual card cost and include?
A Fyorin virtual card has no charge to issue or use, is valid for up to 3 years and carries real-time limits plus merchant, geography and time-window controls.
- No charge to issue or use
- Valid for up to 3 years
- Issued in GBP, EUR or USD in under a minute
- Real-time spending limits and merchant controls
- Controls by geography and time window
- Owned by the business, so it stays when people move on
- Runs as prepaid or as debit, set per card
Need the spend capped in advance? Run the card as one of your prepaid business cards, with its balance guaranteed to the card.
| Compare | Virtual card | Physical card |
|---|---|---|
| Valid for | Up to 3 years | Up to 5 years |
| Cost | No charge to issue or use | A creation fee, a delivery charge and a monthly maintenance fee |
| Suits | Subscriptions, ad accounts, online suppliers | Travel and in-person costs |
| Currencies | GBP, EUR, USD | GBP, EUR, USD |
| Mode | Prepaid or debit | Prepaid or debit |
| Owned by | The business | The business |
One vendor, one card, one clear line in the ledger.
Book a demoKeep vendor payments running when the owner leaves
Virtual cards belong to the business, so when the person who manages a tool leaves, you revoke their access instantly and reissue it to the new owner without changing the card on any vendor account. When a tool is no longer needed, revoke the card in an instant.
Subscriptions show it first. A card tied to the cardholder means updating payment details everywhere when that person leaves. A business-owned card stays where it is. See how expense cards for employees handle role changes.
“Fyorin has helped us save plenty of time through the use of virtual cards - an easy way to manage company spend - whilst also allowing us to empower our people and speed up the approval process. Highly recommended if you're looking for a simple solution to everyday finances.”
How does virtual card spend reach Xero or NetSuite?
Every virtual card transaction posts and reconciles in your ERP, including NetSuite, Xero and Sage, through Fyorin’s native two-way sync. Map VAT, entities and countries once, and subscription costs are recharged to the right entity as they are submitted.
Scheduled reports arrive in your inbox, an API connects card data to your BI tools, and a balance report shows what sits across your accounts and companies. Approvers sign off on mobile.
- NetSuite
- Microsoft Dynamics
- Sage
- Xero
- QuickBooks
- Zoho
- Odoo
- Acumatica
Card issuance cut from 2 weeks to under 1 minute
Top 3 Travel cut card issuance from 2 weeks to under 1 minute on Fyorin. Fyorin has issued 40,000+ cards since 2022, and the typical client saves 120 hours a year.
Elitavia
Payment runs on the same platform went from 5 days to 1.
- saved a year
- 48 days
- saved a year
- €40k+
Thought3D
Time and cost saved by running finance on Fyorin.
- saved a month
- About 8 hours
- saved a year
- €40k
Virtual cards for business FAQ on cost and validity
Cost, validity, controls, ERP sync and what happens when people move on.
Book a demoAre Fyorin virtual cards credit cards?
No. They are virtual Mastercard Commercial Debit cards. Each one runs as prepaid, with a balance guaranteed to the card, or as debit, with a limit that draws on the balance of the linked account.
Do virtual card payments reach our ERP?
Yes. Every virtual card transaction posts and reconciles through a native two-way sync with NetSuite, Microsoft Dynamics, Sage, Xero, QuickBooks, Zoho, Odoo or Acumatica.
Do virtual cards cost anything?
No. There is no charge to issue or use a Fyorin virtual card.
How long is a virtual card valid?
Up to 3 years. Physical Fyorin cards are valid for up to 5 years.
How long does it take to start?
Onboarding takes 5 to 10 days, including about 1 hour of ERP mapping, with no lengthy IT project.
Can I limit a virtual card to one merchant?
Yes. Every card carries merchant controls, and you can also restrict spend by geography or time window and set real-time limits.
Which currencies are virtual cards issued in?
GBP, EUR and USD, and each card is ready in under a minute.
What happens to a virtual card when its owner leaves?
The card stays with the business. Revoke the leaver’s access instantly and reissue it to the new owner, so the vendor keeps the same card details.
How to start with Fyorin, from demo to your first card
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A demo on your setup
We walk through Fyorin with your entities and your ERP in view, so you see how your own spend would run.
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Start with one module
Begin with cards and add business accounts, payables, receivables or treasury when you are ready.
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Cards in under a minute
Once you are live, issue virtual and physical cards in GBP, EUR and USD in under a minute each.
Book a demo of Fyorin virtual cards for your group
Issue virtual cards in under a minute, keep each one to its merchant and revoke it when you are done. Book a demo to set up virtual cards for your subscriptions and ad accounts.
One vendor, one card, one line in the ledger.